Risk Disclosure Statement

By the following risk disclosure statement, SJA warns you about the risks of investment in Bitcoins and other Cryptocurrencies.

This statement cannot be construed as an advice, recommendation or forecast on investment in cryptocurrency. By using the services of SJA Exchange you acknowledge and accept any risks associated with the transactions, agree to be bound by the terms and conditions below, and acknowledge and accept the following and any other risks.

Risks include, but are not limited to, the following:

General Risk

Bitcoins and other cryptocurrencies are a very speculative investment and involve a high degree of risk. Buying and selling cryptocurrencies entails certain risks. Consumer should be cautious about holding, buying & selling, trading, or engaging in financing or financed transactions in crypto currencies. Consumers who may consider using SJA services (purchasing or selling bitcoins or other cryptocurrencies) must have the financial ability, sophistication/experience and willingness to bear the risks of an investment, and a potential total loss of their investment.


Bitcoins and other cryptocurrencies are high-risk investment for consumers because of the volatility and unpredictable in its price. Fluctuation in price may occur at any time resulting in potential loss of purchasing power. The value could even drop to zero, making bitcoins worthless.

Cryptocurrencies are backed by technology and trust. There is no central bank that can take corrective measure to protect the value of Cryptocurrencies in a crisis or issue more currency.

SJA informs you that past performance does not guarantee you future success so you need to consider a number of factors to build up a strong investment strategy.

Unregulated Authority

Unlike any fiat currencies, which are backed by governments or other legal entities, or cryptocurrencies like bitcoins are not backed by any centralized governments, regulatory agencies, or centralized banks yet in most jurisdictions.

Consumers are responsible for knowing and understanding how cryptocurrencies will be addressed, regulated, and taxed under applicable law.

You may be subject to certain tax implications when buying or selling Digital Currencies. By using the services of SJA you assume all responsibility for any taxes or fees that may be levied by the government on cryptocurrencies.

SJA is not an advisor or a fiduciary to customer

SJA does not act as an advisor or serving as a fiduciary to customer.

Any information, prices, news, contained on the http://sja.asia/ is provided as general market commentary, and does not constitute an investment advice or a personal . SJA Exchange will not accept any responsibility for any liabilities, claims, damages loss of profit, from relying on such information.

Each decision as to whether a transaction is appropriate or proper for consumer, is an independent decision made by the consumer.

Any dispute or any losses you may have as a result of exchanging crypto currencies with us are not eligible and shall not be accepted for consideration.

Bitcoins can be stolen from your digital wallet:

Bitcoins are like cash – if they are lost or stolen, they are gone for good. If your virtual digital wallet is hacked, your bitcoins can be stolen.

If you lose the key to your digital wallet which holds your bitcoins, the coins are lost forever.

Prices, fees and valuations may be different from prices reported elsewhere

Prices, fees and valuations are set by SJA and may be subject to the internal rules and practices and may be different from prices reported elsewhere.

Any prices displayed on anywhere on the website made available by us or by a third party will only reflect “indicative” prices and not necessarily actual “dealing” prices

Pricing formation rules of the cryptocurrency exchanges are not subject to any regulatory supervision and may be changed at the relevant digital exchange’s discretion at any time

Legal Risk:

The legal status of certain cryptocurrencies may be uncertain. This can mean that the legality of holding or trading them is not always clear. Whether and how one or more Digital Tokens constitute property, or assets, or rights of any kind may also seem unclear. Consumers are responsible for knowing and understanding how cryptocurrencies will be addressed, regulated, and taxed under applicable law

Third Parties:

As a part of the cryptocurrencies trading service, SJA may be relying on third party service providers (including affiliated companies) to buy or hold the cryptocurrencies on your behalf and those third parties may be based outside of Pakistan and/or may be unregulated.

The above summary is not a complete list of the risks and other important disclosures involved in buying and selling of bitcoins and other cryptocurrencies. If you have any doubt you should seek professional advice. It is important that you fully understand the risks involved before deciding to use SJA services and that you have adequate financial resources to bear such risks and that you monitor your positions carefully.

By using SJA services, or browsing a website, the user will be considered to have understood and agreed to the risk disclosure statement and with SJA services.